Arkipo OTC · for licensed payment companies only
Arkipo OTC: USDT ↔ USD and EUR settlement in size, between verified institutions.
A non-public desk for payment institutions, e-money issuers, brokers and virtual-asset service providers that hold a licence and run their own compliance programme. Quotes by request, settlement the same day, every counterparty verified once under a master agreement.
- from $50,000per ticket
- from 0.10%indicative spread
- same daysettlement
Sell 250,000 USDT · receive USD
indicative figures as of Oct 21, 2026 · live rates load in a moment
Sell 250,000 USDT · receive EUR
indicative figures as of Oct 21, 2026 · live rates load in a moment
Reference rates only, refreshed every minute. Your rate is the reference rate minus the spread shown in the quote; conversion is executed by our licensed partners.
Who the desk serves
We work with institutions that are themselves regulated and that settle from their own accounts. The desk is not advertised and is not available to individuals.
- ✓Payment institutions and e-money issuers that need USDT liquidity for their own settlement
- ✓Brokers and VASPs rebalancing fiat and stablecoin treasuries
- ✓Corporate treasuries of verified business clients above $500,000 per transaction
Not served
- ×Individuals and unlicensed intermediaries, whatever the volume
- ×Nested or third-party settlement: funds must come from and go to the counterparty's own accounts
- ×Counterparties, owners or jurisdictions on sanctions lists, or activities on our prohibited list
Indicative terms
Firm prices come from the desk per request. These ranges show where quotes usually land.
| Pair | Ticket | Indicative spread | Settlement |
|---|---|---|---|
| USDT / USD | $50,000 – $2,000,000 | 0.10 – 0.25% | SWIFT same day · local rails where available |
| USDT / EUR | €50,000 – €2,000,000 | 0.10 – 0.25% | SEPA same day, SWIFT for larger blocks |
| Blocks above $2,000,000 | by arrangement | by quote | staged settlement |
Desk hours: Monday to Friday, two sessions covering Asian and European business hours. Quotes are firm for 60 seconds.
Every quote has the same lines
Reference rate: Binance USDT/USD market, live (plus the EUR/USD mid-market rate for euro quotes) → conversion spread 0.10–0.25% → your rate → agent fee 0.1% → bank fee at cost → you receive. The total is on screen before you accept; the spread and the agent fee are the only two lines we earn on.
Reference rate: Binance USDT/USD market, live. Conversion is executed by our licensed partners, whose names we do not publish.
How a trade settles
No credit lines and no leaps of faith: each leg is delivered against the other, between accounts that passed KYB.
Access request
Licence, jurisdiction, expected volumes and the compliance contact.
1 business dayKYB and master agreement
Beneficial owners, licence verification, AML programme review, settlement accounts and wallets whitelisted.
3–7 business daysRequest for quote
In the desk chat or by API: side, size, settlement rail. A firm price returns within seconds.
firm for 60 sConfirmation
Both sides receive a trade confirmation with amounts, rate, accounts and settlement time.
instantDelivery versus delivery
You deliver one leg to the whitelisted account or address; we deliver the other after receipt, the same day.
same dayStatement
Settlement confirmation, bank reference or transaction hash, monthly statement for your books.
monthlyCompliance on every trade
- ✓Every incoming wallet screened; every outgoing address whitelisted after a cooling period
- ✓Originator and beneficiary data exchanged with the counterparty as required by travel-rule regimes
- ✓Annual refresh of KYB, licence status and beneficial owners; event-driven reviews in between
- ✓The desk may decline a trade or a counterparty without stating the reason where the law requires it
Request desk access
Tell us about your licence and flows; the desk replies within one business day.
Questions from desks and treasuries
Do you offer credit or pre-funding?
No. Each trade settles delivery versus delivery. Counterparties who want faster settlement can hold a pre-funded balance with us under the master agreement.
Which stablecoins and networks?
USDT on Tron and Ethereum, USDC on Ethereum and Polygon. Other networks by arrangement.
Is there an API?
Yes: request for quote, accept, and settlement status, with webhooks. Sandbox access comes with the master agreement.